Dream Garage Cost Calculator

Ever wondered how much your dream garage would cost? Pick from 165 legendary cars, from 60s muscle to modern hypercars, and watch the total climb. You get the full purchase price, an estimate of what the collection costs to run every year, and the income you would need to pull it off.

Popular picks:

Your dream garage

    How the calculator works

    Type any make or model into the search box and pick a car from the suggestions, or tap one of the popular picks to get started. Every car carries a realistic 2025/2026 price: current market value for classics and collectibles, typical MSRP for cars still on sale. As you build your list, the calculator adds up the total purchase price, estimates the yearly cost of keeping it all insured and maintained, and shows the gross income that would comfortably support the whole collection. Already saved cars in the GarageWish garage builder? Hit "Import my saved garage" and the calculator will match them against its database automatically. Your selection is stored in your browser, so the garage is still there when you come back.

    How we estimate running costs

    Running costs are a ballpark, and we would rather be upfront about the math than pretend it is precise. Each car's annual estimate covers insurance, maintenance, tires, and storage as a percentage of its value: around 2.5 to 3 percent for EVs and everyday performance cars, 3.5 to 4 percent for sports and muscle cars, and 5 to 6 percent for supercars and hypercars. Cars from the 60s through the 90s get a premium on top, because specialist labor and rare parts cost real money. Value above $2 million counts at half rate, since insurance keeps scaling with value but a service bill does not. Every car has a floor of $1,500 per year, because even a cheap toy needs insurance. The income line uses a common enthusiast rule of thumb: keep your toy cars under half your gross annual income, and their running costs under 10 percent of it.

    Dream garage cost FAQ

    How much does a dream car garage cost?

    It depends entirely on the cars. A five-car garage of modern sports cars might total $300,000 to $500,000, while a collection with even one blue-chip classic like a Ferrari 250 GTO runs into tens of millions. Use the calculator above to price your exact list.

    How much does it cost to maintain a supercar per year?

    A sensible ballpark is 4 to 6 percent of the car's value per year for insurance, maintenance, tires, and storage. That puts a $300,000 supercar at roughly $12,000 to $18,000 annually, and more if it gets driven hard or tracked.

    Are classic cars cheaper to own than modern cars?

    Usually not. Agreed-value insurance can be affordable, but specialist labor, hard-to-find parts, and careful storage generally push a classic's annual costs above a modern car of the same value. That is why this calculator applies a premium to cars from the 60s through the 90s.

    How much income do you need to afford a car collection?

    A common enthusiast rule of thumb says your toy cars should not exceed about half your gross annual income, and their running costs should stay under roughly 10 percent of it. The calculator's income line shows whichever of those two figures is higher.

    How accurate are the prices in this calculator?

    Prices are realistic 2025/2026 ballpark figures: current market value for classics and collectibles, and typical MSRP for cars still on sale. Real transaction prices vary with condition, mileage, spec, and auction dynamics, so treat every number as an estimate for fun, not a valuation.

    Now build it with real photos

    Numbers are fun, but pictures are better. Head back to the garage builder, search for the exact cars you just priced, and fill your dream garage with real photos. Free, no signup.

    Build your dream garage